More About Travel Credit Cards

Card	Purchase	Balance Transfer	Annual Fee	Free Days
Woolworths Everyday Rewards credit card 16,000 Bonus Qantas Frequent Flyer points - limited time offer. Earn 1 Qantas Frequent Flyer point per $1 spent on eligible purchases. Earn 2 Qantas Frequent Flyer point per $1 spent on selected Qantas products and services. Low balance transfer rate	19.99% p.a.	5.99% p.a. for 6 months	$89	Up to 55 Days	Apply
Citibank Business Credit Card 0% p.a. on Balance Transfers for 4 months 0% p.a. on Purchases for 4 months 1.25 Reward points per $1 spent. A credit limit suitable for your business	0% p.a. for the first 4 months, then 20.74% p.a. thereafter	0% p.a. for 4 months	$149	Up to 55 Days	Apply
Virgin Money – High Flyer Card Editors Choice A low balance transfer rate of 1.9% p.a. for the first 6 months. Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat on the same flight up to 4 times every year! Just cover the credit card booking fees. Flights subject to availability, conditions apply. Complimentary International Travel Insurance for you and your family. Enjoy our highest level of service, with your very own personal concierge. Enjoy up to 44 interest free days. All this value for an annual Card fee of $249. Plus a host of other Platinum benefits.	20.99% p.a.	1.9% p.a. for 6 Months	$249	Up to 44 Days	Apply
HSBC Platinum QFF Credit Card Editors Choice Apply Now and receive 20,000 Bonus Qantas Frequent Flyer Points 0% p.a. Balance Transfer for 6 months - Offer ends 31/03/2012 2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas. 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia. 2 Complimentary invitations to the Qantas Club lounge every year.	20.99% p.a.	0% p.a. for 6 months* (2% handling fee)	$199	Up to 55 Days	Apply
Citibank Rewards Credit Card - Signature A free bottle of award winning wine every time you dine at participating restaurants, with Citibank's Dining Program Up to 55 days interest free on purchases Complimentary Priority Pass™ Membership, including two complimentary lounge visits per year Complimentary International Travel Insurance, Transit Accident Insurance, Purchase Cover and Extended Warranty Discounted Airport Meet & Assist service The privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, 7 days a week Maximum credit limit of up to $100,000 over time, based on Citibank's credit criteria	20.99% p.a.	1.9% p.a. for 15 months + 40,000 bonus points	$395	Up to 55 Days	Apply
NAB Velocity Credit Card Earn Velocity frequent flyer points on everyday purchases. 4.99% p.a. Balance transfer for 6 months. Purchase protection insurance. $2 spend to 1.5 Velocity points.	19.99% p.a.	4.99% p.a. for 6 months	$65	Up to 44 Days	Apply
NAB Qantas Platinum Credit Card $1 spent earns 1.5 Qantas Frequent Flyer points. 4.99% p.a. Balance transfer for 6 months 7 complimentary insurances VIP lost card cover	19.99% p.a.	4.99% p.a. for 6 months	$290	Up to 44 Days	Apply
NAB Qantas Gold Credit Card 4.99% p.a. Balance Transfer for 6 months. Two cards, one account - maximise your frequent flyer points. Additional card holder at no extra cost. Earn Frequent Flyer points on everyday purchases. 7 different types of insurance - including travel, price protection, extended warranty and more. Earn 1 point per dollar spent on eligable purchases.	19.99% p.a.	4.99% p.a. for 6 months	$145	Up to 44 Days	Apply
NAB Qantas Credit Card Two Cards, one account - mazimize your frequent flyer points 4.99% p.a. Balance Transfer for up to 6 months Purchase protection insurance Special offers with American Express and MasterCard	19.99% p.a.	4.99% p.a. for 6 months	$65	Up to 44 Days	Apply
Bankwest More Rewards Gold MasterCard Earn 1.5 More Reward Points for every $1 spent OR earn 1 Qantas Frequent Flyer point per $2 spent on eligbile purchases Introductory 5.99% p.a. on balance transfers for 12 months Choose from up to 5,000 Rewards with More Rewards	19.24% p.a.	5.99% p.a. for 12 months	$120	Up to 55 Days	Apply
Bankwest More Rewards Platinum MasterCard Earn 2 More Reward Points for every $1 spent OR earn 1 Qantas Frequent Flyer point per $1 spent on eligbile purchases Introductory 5.99% p.a. on balance transfers for 12 months Choose from up to 3,000 Rewards with More Rewards 20,000 bonus rewards points	18.99% p.a.	5.99% p.a. for 12 months	$190	Up to 55 Days	Apply
NAB Velocity Gold Credit Card $2 spent equals 2 Velocity points. 4.99% p.a. Balance transfer for 6 months. Additional card holder at no extra cost. 7 complimentary insurances VIP lost card cover.	19.99% p.a.	4.99% p.a. for 6 months	$150	Up to 44 Days	Apply
HSBC Platinum Credit Card 0% p.a. Balance transfer for 6 months (2% handling fee). No Annual Fee for the first year. Comprehensive complimentary insurance cover - International travel, extended warranty, purchase protection and more. Earn Rewards points on every dollar spent.	19.99% p,a.	0% p.a. for 6 months* (2% handling fee)	$0 for the first year (thereafter $129)	Up to 55 Days	Apply
Coles MasterCard $0 Annual Fee for the First Year Up to 62 days interest free Redeem flybuys points to get $10 off your shopping bills at Coles (requires 2000 flybuys points)	19.99% p.a.	NA	$0 first year and then $49	Up to 62 Days	Apply
Woolworths Everyday Money credit card 0% p.a. on purchases for 9 months Up to 3 points for every $1 spent Money back rewards	0% p.a. for 9 months and then 19.84% p.a. thereafter	5.99% p.a. for 6 months	$49	Up to 55 Days	Apply
Citibank Rewards Credit Card - Classic 6.9% p.a. on balance transfer for 6 months Bonus rewards points on balance transfer Complimentary bottle of wine when you dine at participating Citibank dining program restaurants Credit limit of up to $10,000 Rewards	20.99% p.a.	6.9% p.a. for 6 months	$89	Up to 55 Days	Apply
Bankwest More MasterCard Earn 1.5 More Reward Points for every $1 spent OR earn 1 Qantas Frequent Flyer point per $2 spent on eligible purchases Introductory 5.99% p.a. on balance transfers for 12 months Choose from up to 2,500 Rewards with More Rewards	18.99% p.a.	5.99% p.a. for 12 months	$89	Up to55 Days	Apply
Citibank Rewards Credit Card - Platinum Low balance transfer rate with bonus rewards points 3 points per dollar spent on international purchases 1.25 points per dollar spent on domestic purchases Privileged Platinum features such as complimentary bottle of wine when dine at participating Citibank dining Restaurants	20.99% p.a.	1.9%p.a. for 15 months + 20,000 bonus points	$199	Up to 55 Days	Apply
ANZ Platinum Card Editors Choice Overseas Travel & Medical Insurance. Interstate Flight Insurance. Double Manufacturers expressed Australian warranty on purchases made with ANZ Platinum Card. Annual Fee Waiver - first annual account fee is waived if you've made at least $20,000 in eligible purchases on your ANZ Platinum Card in your year prior to the fee date. Visa Entertainment access to special events, exclusive merchandise packages and home entertainment products. - Platinum Concierge Service. Offer ends 12 June 2012.	0% p.a. for the first 6 months (offer ends 12 June 2012) 19.39% p.a. thereafter	0% p.a. for the first 6 months (offer ends 12 June 2012)	$0 for 1st yr, then $87 p.a. (waived if annual apend exceeds $20,000 per year)	Up to 55 Days	Apply
Suncorp Platinum Credit Card Complimentary International travel insurance	20.74%p.a.	NA	$199	Up to 55 Days	Apply
ANZ Frequent Flyer Platinum 1.25 points per $1 spent using your ANZ Frequent Flyer American Express card 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card Get a complimentary Qantas Frequent FLyer membership and save $82.50 Overseas Travel and Medical Insurance ANZ Car Rental Cover Uncapped Qantas Frequent Flyer points earning Offer ends 12 June 2012	19.89% p.a.	NA	$295	Up to 55 Days	Apply
ANZ Rewards Receive 10,000 Bonus Rewards points - offer ends 12 June 2012. Two Cards, One Account. Earn 2 Reward Points for $1 spent on Purchases with ANZ Rewards American Express Card, 1.5 Rewards Points per $1 Spent on Visa Card. Choose your rewards, shopping vouchers, gift cards, frequent flyer points, travel, accommodation, entertainment.	19.89% p.a.	NA	$89	Up to 44 Days	Apply
ANZ Rewards Platinum 20,000 Bonus rewards points. Two cards with the convenience of one account. Earn 3 Rewards Points for every $1 spent on purchases with ANZ Rewards Platinum American Express Card. Earn 1.5 Reward points for every $1 spent with ANZ Rewards Visa Platinum card. Overseas Travel and Medical Insurance ANZ Car Rental Cover Offer ends 12 June 2012	19.89% p.a.	NA	$149	Up to 55 Days	Apply
Citi Select Credit Card EXCLUSIVE Credit Card - the next step up from Platinum 80,000 Bonus Points on first spend Earn 2 points per dollar Choose your own travel partner Priority Pass™ membership gives you and your guest access to over 600 airport VIP lounges worldwide, regardless of your choice of airline or class of ticket or membership in an airline lounge program And more Exclusive benefits	20.74% p.a.	4.9% p.a. for 6 months	$700	Up to 55 Days	Apply
Virgin Money - Flyer Card An impressive rate of 1.9% p.a. for the first 12 months. You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent. Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat on the same flight up to 4 times every year! Just cover the credit card booking fees. Flights subject to availability, conditions apply. Enjoy up to 44 interest free days. Get access to some great Virgin family offers. You'll get all this for just a $50 annual fee.	20.99% p.a.	1.9% p.a. for 12 months , reverts to cash advance rate	$50	Up to 44 Days	Apply
ANZ Frequent Flyer Classic Receive 10,000 Bonus Qantas Frequent Flyer Points - offer ends 12 June 2012. Enjoy 2 cards, with the one credit limit and statement. Earn 1 point for every $1 spent on purchases with American Express. Ability to earn bonus points with ANZ bonus partners.	19.89% p.a.	NA	$95	Up to 44 Days	Apply
St.George Amplify Rewards Card $1 Spent = 1 Amplify Point 0.99% balance transfer rate for 6 months. Wide range of rewards, appliances, gift cards, airlines points or miles with Virgin Australia, Singapore Airlines and more.	18.74% p.a.	0.99% p.a. for 6 months	$79	Up to 55 Days	Apply
Citibank BP MasterCard 0% p.a. Balance Transfer for 6 months 10% cash back on purchases at BP until 31st July 2012	20.89% p.a.	0% p.a. for 6 months	$89	Up to 55 Days	Apply
Citibank Emirates Credit Card 25,000 Bonus Miles 1.5 miles per $1 spent on purchases 0.9% p.a. on balance transfers for 9 months. Winner Money magazine's "Best international Frequent Flyer Program 2011". Earn 3 Skywards Miles for every $1 spent up to 25,000 miles. Luxury Benefits - One complimentary chauffeur driven ride and Lounge Pass when flying Emirates per year.	20.99% p.a.	0.9% p.a. for 12 months	$0 first year and then $229	Up to 55 Days	Apply
Commonwealth Bank Awards Credit Card Two great cards, One Account Earn up to 1.5 Awards points for every $1 spent on American Express card, 1 award point for every $1 spent MasterCard Emergency Travel Assistance for American Express card holder	20.74% p.a.	5.99% p.a. for 5 months	$89 or $59 if you have a qualifying account with CBA	Up to 55 Days	Apply
Commonwealth Bank Platinum Awards Card Up to 3 Awards points per $1 spent on American Express Card Two Cards on the One Account 24/7 Concierge Service, Complimentary International Travel Insurance	20.74% p.a.	5.99% p.a. for 5 months	$280	Up to 55 Days	Apply
Commonwealth Bank Gold Awards Card Up to 2 Awards points per $1 spent on American Express Card Two Cards on the One Account Complimentary International Travel Insurance	20.74% p.a.	5.99% p.a. for 5 months	$144	Up to 55 Days	Apply
Singapore Airlines Westpac Gold Credit Card Bonus 5,000 KrisFlyer miles on your first purchase 1 KrisFlyer mile for every $1 spent on your Singapore Airlines Westpac Gold American Express card 0.5 KrisFlyer mile for every $1 spent on your Singapore Airlines Westpac GoldMasterCard or Visa card Two Cards, One account 0.99% p.a. Balance transfer for 6 months	19.49% p.a.	0.99% p.a. up to 6 months	$125	Up to 45 Days	Apply
Westpac Earth Gold Credit Card Earn 1 Qantas Frequent Flyer point per $1 spent on purchases using your Earth Gold American Express Card Earn 0.5 Qantas Frequent Flyers points per $1 spent on purchases using your Earth Gold MasterCard 0.99% p.a. Balance Transfer for up to 6 months Complimentary Insurance	19.99% p.a.	0.99% p.a.up to 6 months	$125	Up to 45 Days	Apply
Singapore Airlines Westpac Platinum Credit Card Bonus 10,000 KrisFlyer points on first purchase Earn 1.5 KrisFlyer miles per $1 spent using your Singapore Airlines Westpac Platinum American Express Card Earn double the usual KrisFlyer miles per $1 spent using Singaporeair.com website 0.99% p.a. Balance Transfer for up to 6 months Large range of complimentary insurance - overseas travel, extended warranty, transit accident insurance and more 24/7 concierge service	19.49% p.a.	0.99% p.a.up to 6 months	$250	Up to 45 Days	Apply
Westpac Earth Credit Card Earn 1 Qantas Frequent Flyer point per $1 spent on purchases using your Earth American Express Card Earn 0.5 Qantas Frequent Flyer point per $1 spent on purchases using your Earth MasterCard 0.99% p.a. Balance Transfer for up to 6 months	19.99% p.a.	0.99% p.a. up to 6 months	$75	Up to 45 Days	Apply
Westpac Earth Platinum Credit Card Earn 1.5 Qantas Frequent Flyer point per $1 spent on purchases using your Earth Platinum American Express® Card Earn 0.5 Qantas Frequent Flyers points per $1 spent on purchases using your Earth Platinum MasterCard® 0.99% p.a. Balance Transfer for up to 6 months Complimentary Insurance cover Platinum Concierge service for 24/7	19.99% p.a.	0.99% p.a. up for 6 months	$250	Up to 45 Days	Apply
Westpac Altitude Platinum Credit Card Bonus 15,000 Altitude points after your first purchase Earn 3 Altitude points on purchases per $1 spent with the Westpac Altitude Platinum American Express Card Earn 1 Altitude point on purchases per $1 spent with the Westpac Altitude Platinum MasterCard Two Cards linked to the one account Complimentary Insurance 0.99% p.a. on Balance Transfers for 6 months	19.99% p.a.	3.99% p.a. up to 6 months	$295	Up to 45 Days	Apply
Westpac Altitude Credit Card Bonus 5,000 Altitude points on your first purchase 2 Altitude points per $1 spent on your Altitude American Express ® Card 1 Altitude point per $1 spent on your Altitude Visa ® Card or Altitude MasterCard ® 3.99% p.a. on balance transfers up to 6 months	19.99% p.a.	3.99% p.a.up to 6 months	$100	Up to 45 Days	Apply
Westpac Altitude Gold Credit Card Bonus 10,000 Altitude points on your first purchase Earn 2 Altitude points on purchases per $1 spent with the Westpac Altitude Gold American Express card Earn 1 Altitude point on purchases per $1 spent with the Westpac Altitude Gold MasterCard or Visa card Two Cards linked to the one account Complimentary Insurance 3.99% p.a. on Balance Transfers for 6 months	19.99% p.a.	3.99% p.a. up to 6 months	$150	Up to 45 Days	Apply

Travel Credit Cards

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